Direct Offer
All our
Direct services including our Quick Premium Comparisons,
Direct Mortgages and Online applications operate on
a "Direct Offer" basis. This means that we offer a choice
of products, and key features information, which you
can self select without any client specific advice.
This means that a basic product may exclude options
such as waiver of premium, life cover, or critical illness.
Mortgages may not include Mortgage Protection, Life
Cover or options such as Accident, Sickness and Unemployment
insurance. With these services we do not offer client
specific advice on the product/mortgage, the fund choice
or if the product/mortgage is suitable for you in connection
with your overall financial position.
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