Mortgages

Residential Mortgages

The process of buying a house and arranging a mortgage can be both stressful and time-consuming. Whether you are buying a new home or looking for a competitive re-mortgage deal for your current property we can arrange for an independent mortgage adviser to help identify the most appropriate mortgage available from the hundreds on offer. Your home maybe repossessed if you do not keep up repayments on your mortgage. You can choose how you pay for mortgages services. Pay a fee usually 1 of the loan amount or we can accept commission from the lender or a combination of the two.

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Buy-to-Let Mortgages

Whether you are looking to buy a new property to rent out let your current home and buy a new place to live in or simply re-mortgage a property that you already own and rent out you may need a Buy to Let mortgage. As Buy to Let mortgages are designed for properties that are rented out the lending is based on the amount of rent you will receive from the property rather than your earnings.Your property maybe repossessed if you do not keep up repayments on a mortgage.Please note that most buy to let mortgage are not regulated by the FSA

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Lifetime Mortgages

A lifetime mortgage is a way to unlock the cash tied up in your home. It is a form of equity release generally available to the over 60s which enables you to benefit from the money invested in your property whilst still continuing to live there. Lifetime mortgage are not suitable for everyone and specialist advice should be taken before entering into an Equity Release arrangement.

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Remortgages

If you're coming to the end of your current mortgage deal with another provider you might want to consider switching as there are plenty of good reasons to remortgage.

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