Inheritance Tax & Tax Efficient Investment Planning

Its good to give


Nobody likes paying more tax than they really have too! It seems that we are taxed on everything and to some respect we are. Income Tax National Insurance Value Added Tax VAT Council Tax Capital Gains Tax Inheritance Tax tax on earnings tax on interest tax on dividends the list could go on.

There are some taxes that you simply pay going around on your day to day living. VAT is one such tax that is levied in nearly all the products we purchase its simply absorbed into the cost when we buy it and do not think about it. Income tax and National Insurance is usually taken at source before you receive your monthly pay packet from your employer. We accept it because we are not asked to pay a substantial lump sum on request.

There are various ways to reduce the amount of tax you pay. Some simple measures include making the most of the tax efficient Individual Savings Accounts ISAs and other tax efficient savings which may reduce your liability to Capital Gains Tax. Paying into your pension qualifies for tax relief at your highest marginal rate. We can arrange for expert Independent Financial Adviser who can advise you on the various ways to reduce your tax exposure.

Request for Tax Advice


Over the years people have tended to save and invest wisely and with the rise in house value over the last 20 years or so many people have been caught in the Inheritance Tax trap. This tax is paid when the value of all your estate is over a certain limit currently £325000 tax year 2010/11. Any estate under this threshold is not taxed however with more and more people coming above this figure the tax charge is considerable. 40 on everything above this limit!

There are exemptions to ease the potential tax burden on Inheritance Tax some are simple and relatively straight forward other methods of mitigating this tax can be complicated and require some specialist advice.

With some simple but effective planning you could reduce the tax burden on your estate and give the money you have worked hard for to the people that you really want to receive it and not the tax man. We can arrange for an experienced Independent Financial Adviser to assess your needs and provide solutions to ensure your hard earned money is inherited by those you most want it too.

The FSA does not regulate tax planning advice. The levels and bases of tax relief is dependant on your particular circumstances and is subject to change.