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Whether you
have an established investment portfolio or are currently
laying the foundations to grow your wealth, check
to see if you have considered the key elements to
successful portfolio management.
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| Liquidity
of funds
Firstly, do you have
instant or easy access to a sufficient level
of your short-term savings in the event of emergencies
- perhaps the equivalent of three to six months
income? Make sure that you have an easily accessible
fund that will not disrupt your portfolio if
the need arises.
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| Time
scale
Time is crucial, because
the longer the investment term, the investment
options become more numerous. However, you must
give consideration to the effects of early encashment
of your investments. Think carefully about your
investment objectives.
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| Attitude
to risk
How much risk are you
prepared to take in return for potential investment
gains? Your risk profile will determine which
sectors and products to invest in.
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| Taxation
Are you taking advantage
of all the different tax-efficient investment
options available? These range from a Cash ISA
at the lower end of the risk spectrum to an
Enterprise Investment Scheme (EIS) at the other
end. We can guide you through the maze that
awaits you.
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To create a really successful
investment portfolio, you have to lay down a clearly
defined strategy and nurture its development. Whether
you have an existing portfolio or are just starting
out, please
e-mail or contact
us for impartial independent advice.
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The past
is not necessarily a guide to future performance.
Levels and bases of, and reliefs from, taxation
are subject to change. Cash ISAs are not regulated
by the Financial Services Authority. Investment
values may fall as well as rise. You may not
get back the full amount invested. Levels of
income may vary; levels of income taken should
be reviewed on a regular basis to ensure that
capital is not eroded, where applicable.
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